Retirement planner and blogger Dirk Cotton gets right to the point. Retirement planning is complex and difficult to know where to start.

His recent Forbes blog post succinctly explains the basic trade-offs between the two main retirement planning camps: safety-first and probability-based. In the Informed Household parlance, this corresponds to Sleeps Like A Baby and Insanely Hopeful funding profiles.

Enjoy the the article, it’s very informative…..Jim